Maximise Your Investment with Home and Income Properties

July 2, 2024

Are you looking for a home that not only provides a comfortable living space but also generates income? Home and income properties are a smart investment choice that offers the best of both worlds. In this blog post, we'll explore the benefits of these properties and how they can help you maximise your investment in New Zealand's dynamic real estate market.

What Are Home and Income Properties?

Home and income properties are designed to provide both residential living space and rental income. Typically, these properties include a main home for the owner and a separate, self-contained unit that can be rented out. This setup allows homeowners to enjoy their living space while generating additional income from the rental unit.

Benefits of Home and Income Properties

  1. Dual Income Streams: The primary advantage of home and income properties is the ability to generate rental income while living in your own home. This extra income can help cover mortgage payments, maintenance costs, and even provide a steady cash flow.
  2. Increased Property Value: Properties with rental units often have higher market value due to their income-generating potential. This can lead to better long-term appreciation and return on investment.
  3. Flexibility: These properties offer flexibility for various life stages. Whether you're a first-time buyer, a growing family, or an investor, home and income properties can adapt to your changing needs. You can use the rental income to support your family or as a retirement income source.
  4. Tax Benefits: Rental income can provide certain tax advantages, such as deductions for expenses related to the rental unit, including maintenance, insurance, and property management fees. Consult with a tax professional to understand the specific benefits in your situation.
  5. Security: Having a tenant in close proximity can provide an additional layer of security for your property. It also allows for easier management and maintenance of the rental unit.

Finding the Perfect Home and Income Property

At KEY2, we offer a variety of home and income properties across New Zealand. Our experienced real estate agents can help you find the perfect property that meets your needs and maximizes your investment potential.

Explore our latest listings in thriving communities like Hobsonville, Westgate, Long Bay, and Warkworth. These areas offer excellent amenities, schools, and a high quality of life, making them ideal locations for home and income properties.

Success Stories

Many of our clients have successfully transitioned to home and income properties, enjoying the benefits of additional income and increased property value. Here are a few success stories:

  • The Walkers in Hobsonville: This family found their dream home with a self-contained unit that they rent out to a young professional, generating a steady income stream.
  • The Li's in Warkworth: By investing in a home and income property, the Li's have been able to significantly reduce their mortgage payments, thanks to the rental income from their property.


Home and income properties are a fantastic way to maximise your investment and secure a profitable future. With the right property and the support of experienced real estate agents like those at KEY2, you can achieve your financial goals while enjoying a beautiful home.

Explore our selection of home and income properties today and take the first step towards a more secure and prosperous future.


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